December 08, 2025

Everything You Want to Know About Bank Capital

Bank capital is essential for banks because not only is it used to fund financial activities, like making loans, but it also protects banks against failure by absorbing losses. Banks need that…

December 01, 2025

Key Questions Congress Should Ask the Banking Regulators

Since January the Trump Administration’s heads of banking policy have wasted no time in taking unprecedented steps to change the rules to favor Wall Street, rescind vital protections for Main Street, and…

October 29, 2025

Key Questions That the Senate Should Ask Trump’s FDIC Chairman Nominee Travis Hill

For more than 90 years, the FDIC has been the gold standard in protecting Americans’ savings, the banking system, and the economy from banking crashes and disasters. That’s because it has consistently…

October 01, 2025

Wall Street Banks Are Trying to Return to Dangerously Low 2007 Capital Levels, Again Endangering Main Street Jobs and Homes

Let’s be clear about what is happening with capital at the largest U.S. banks: those banks and their army of lobbyists – and allies in the Trump administration and at the banking…

September 04, 2025

Key Questions that the Senate Should Ask Trump Advisor Stephen Miran at His Fed Nomination Hearing

Stephen Miran, Chair of the White House’s Council of Economic Advisors (“CEA”), has been nominated to become a member of the Federal Reserve (“Fed”) Board of Governors, one of the most important…

August 20, 2025

FDIC Unleashing Scammers to Mislead and Rip Off Bank Customers’ Money with Proposed Rule

Tens of millions—if not hundreds of millions—of dollars are being lost by bank customers who were led to believe that their money was insured by the FDIC when it was not. For…

July 28, 2025

ILC Corporate Banks Are Unfair Competition and Endanger All Americans

There is a long history in the U.S. of ensuring the separation between banking and commerce, and for good reason. The Bank Holding Company Act, passed in 1956, prohibits bank holding companies…

March 04, 2025

Two Years After the 2023 Banking Crisis, Main Street is Still in Danger

Below is the introduction to the report. Read the full report here.  Two years ago, Silicon Valley Bank (“SVB”), Signature Bank (“Signature”), and First Republic Bank (“FRB”) failed, caused a…

February 13, 2025

Bank Directors Must Be Held Accountable

Banks—including the biggest banks in the country headquartered on Wall Street—have repeated failures of the most basic risk controls, routinely break the law, and too often collapse into bankruptcy, resulting in massive…