Analysis

STAY UP TO DATE

Our team of subject matter experts publishes detailed reports, fact sheets, and white papers to help the public understand the complexities of financial regulation.

Separating Truth from Fiction through Data and Analysis

Our team of subject matter experts publishes detailed reports, fact sheets, white papers, reports, and blogs on a range of topics that capture the attention of regulators, legislators, industry participants, the media, and others for our credible facts and arguments.

These published works served to rebut, set the record straight, put claims in context and bring attention to various regulatory and legal actions impacting the economic and financial security of all Americans.

Visit Our Newsroom

Choose Your Analysis Category:

Better Markets Analysis

August 05, 2022

Fact Sheet: The CRA Must Expand Opportunity for All Americans, While Increasing Transparency, Oversight and Accountability for Banks

The Community Reinvestment Act (CRA) was intended to improve access to credit, investment and banking services for historically underserved individuals and communities. But for far too many Americans, the promises of the…

Fact Sheets

July 29, 2022

Fact Sheet: A Real Robin Hood on Wall Street: Democratizing Equity Markets Without Exploitation

Wall Street has been too exclusive, expensive, opaque, and complicated for way too long. Much of that is intentional and by design to enable large, entrenched financial firms to extract wealth from…

Fact Sheets

July 13, 2022

Better Markets Sends an Agenda to the Incoming Vice Chair for Supervision of the Federal Reserve

After four years of dangerous deregulations during the Trump administration and the weaknesses in the financial system revealed by the 2020 pandemic-caused market and economic stress (2020 pandemic), it is imperative…

Analysis

May 24, 2022

FTX Application to CFTC for Direct Trading and Clearing

BACKGROUND Leveraged Futures Trading, DCOs, and FCMs Futures trading is conducted using leverage, i.e., traders do not put up 100% of the value of the contract when entering a trade, but…

Fact Sheets

Image of bitcoin breaking through a 100 dollar bill

March 09, 2022

Cryptocurrencies: The Next Big Thing or the Next Goldrush?

Over the last few years, cryptocurrencies—or digital currencies— have moved from being an obscure, skeptically-viewed theoretical side project to an asset pitched to Main Street households, capturing headlines, public dialogue, and the…

Fact Sheets

February 09, 2022

Financial Risks Related to Climate Change Must Be Addressed—Republicans, Democrats, Wall Street Banks, Finance Leaders Agree

There is widespread, mainstream, consensus from Washington to Wall Street and beyond that climate change poses serious and dangerous risks to the financial system and the economy. They may have different ideas…

Fact Sheets

November 18, 2021

Cutting Through the Hype on SPACs

While SPACs can make some people a lot of money, far too often that money is coming straight out of the pockets of retail investors. Cutting through the hype to learn the…

Fact Sheets

July 15, 2021

What is ESG and Why is it So Important?

Investors, public interest advocates, the financial sector, and regulators in the U.S. and abroad have paid increasing attention to the way companies address environmental, social, and governance (“ESG”) issues in…

Fact Sheets

June 28, 2021

The Federal Reserve’s 2021 Stress Test Results: All Bark and No Bite

This year’s results of the Federal Reserve’s Dodd-Frank Act Stress Test (DFAST) highlight the effects of the Powell chairmanship’s de-regulatory efforts on the Fed’s stress testing program. The stress tests clearly no…

Fact Sheets