The Dodd-Frank Act requires the Federal Reserve (Fed) to evaluate banks with assets of at least $50 billion more closely than those with fewer assets. Currently only 38 of the approximately 6,500 banks in the United States have assets exceeding $50 billion (less than 1 percent). Put differently, the $50 billion threshold excludes over 99% of all banks in the United States from enhanced review by the Fed.
(Fact Sheet updated as of November 2, 2015)
Attached is a fact sheet that explains everything you need to know about the $50 Billion threshold.