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FDIC proposes Rule to Index the Benchmarks for Certain Rule Applicability to Inflation

July 15, 2025

FDIC proposes Rule to Index the Benchmarks for Certain Rule Applicability to Inflation

FDIC proposes a rule that would index the size thresholds that determine applicability for certain auditing and reporting requirements in 12 CFR part 363 to inflation.
The nominal levels of certain size thresholds that determine the applicability of bank supervisory rules have not changed in many years. As a result, the inflation-adjusted levels of these thresholds have declined, meaning that banks have become subject to more stringent rules simply because of inflation. This proposed rule aims to keep the inflation-adjusted levels constant over time.
FDIC
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