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CFPB Medical Debt Rule Vacated By Texas Judge

July 11, 2025

CFPB Medical Debt Rule Vacated By Texas Judge

The CFPB’s new leadership, under Trump-appointed Acting Director Russell Vought, has joined with industry and convinced a federal court to vacate the CFPB’s Medical Debt Rule. The Medical Debt Rule would have prohibited credit reporting agencies from including (often inaccurate) alleged medical debts on consumers’ credit reports, affecting millions of Americans’ ability to secure credit, housing, and employment.

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